You can send a legal notice to the drawer of cheque demanding payment against cheque returned by any reason. You can file a Summary recovery suit under Order XXXVII of Code of Civil Procedure for recovery of money. Court fee is applicable in case of summary suit. But the process will be fast as the Defendant may not get leave to defend from the Court. You can also file a Complaint under Section 138 of the Negotiable Instruments Act to punish the drawer of cheque for not keeping sufficient balance while issuing the cheque and not paying the amount after you raised the demand. Format of legal notice demanding amount of cheque bounced is giving below:
Registered AD/Speed Post
Date:
Mr. _________________
Managing Director
______________ PRIVATE LIMITED
India
_________________ PRIVATE LIMITED
India
Notice under Section 138 of the Negotiable Instruments Act / Order 37 of CPC
for Cheque Dishonoured due to Payment stopped by drawer
Dear Sir,
Under instructions and authority from our client M/S.
_____________________________ having their branch office at _________________
and having their Registered Office and Factory at _____________________
__________, we serve upon you the following notice of demand Under Section 138
of Negotiable Instruments Act / Order 37 of CPC.
1. That our client provides solution for Material Handling Products with highly
skilled engineering team provides application oriented solutions that suits
Indian Environment.
2. That in the year __________ you approached our client to purchase
_____________ Products.
3. That after negotiation you have placed order to purchase ___________product
worth Rs. ___________ (Rupees ___________________) and taken delivery of the
product as per the details mentioned below.
INVOICE NO. DATE AMOUNT
4. That you have made payment of Rs. __________/- towards part payment against
the above said invoices. There is a balance of Rs. _____________(Rupees
______________ only) receivable by our client against the above mentioned
invoices.
5. That you have issued the following cheques amounting to Rs. ___________/-
(Rupees __________________ only) drawn on __________ ______________
_______________ _________towards part payment against the remaining amount.
6. That the aforesaid cheques No. _______ dated _______ for Rs. _______, No.
_______ dated _______ for Rs. _______ , (Total Amount Rs. _______/- (Rupees
_______________________ only)) was presented by our client M/s. ______________
India Limited to your Bankers i.e. on _____________, Faridabad-121 001, Haryana.
7. Our clients shock and surprise the said cheques had been dishonoured by your
bankers with the reason "Payment Stopped by Drawer" which was intimated to our
client by their Bankers ________ Bank Ltd, ______________, New Delhi-110 055
through their cheque return memo dated _____________ received on ______.
8. That thereafter in spite of many telephonic, e-mail reminders and personal
visit by our client, you failed to make the payment due to our client.
9. That now it is clear that you had dishonest intention at the time of availing
credit facility from our client and deceived our client to the tune of Rs.
_______/- (Rupees ______________________ only).
10. Our client states that you knowing full well that there is no amount in your
account, you have issued the above said cheque only with an intention to cheat
our client which amounts to an offence punishable under section 138 of
Negotiable Instruments Act.
11. Under the circumstances, we call upon you to pay of Rs. _______/- (Rupees
_______ only) along with Interest @ 24% p.a. for the delayed period, within a
period of 15 (fifteen) days from the date of receipt of this notice, failing
which our client will be constrained to take legal action against you in a court
of law for an offence punishable under section 138 of Negotiable Instruments Act
and Civil Proceedings under Order 37 for which you will be liable for all costs
and consequences.
This is without prejudice to all other legal rights and remedies available to our client for the above-stated purpose.
You are liable to pay a sum of Rs. ___________/- as necessary cost and
expenses of sending the present legal notice to you.
Copy of this legal notice is also kept at our office for further ready reference
it required in future.
For ________ Associates, Advocates
_____________, Advocate
Partner
Enrollment No. ____________
Section 138 of Negotiable Instruments Act
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