A Government servant shall so manage his private affairs as to avoid
habitual indebtedness or insolvency. A Government servant, against whom any
legal proceeding is instituted for the recovery of any debt due from him or
for adjudging him as an insolvent, shall forthwith report the full facts of
the legal proceedings to the Government.
NOTE. - The burden of proving that the insolvency or indebtedness was the
result of circumstances which, with the exercise of ordinary diligence, the
Government servant could not have foreseen, or over which he had no control,
and had not proceeded from extravagant or dissipated habits, shall be upon
the Government servant.
Central Civil Services (Conduct) Rules, 1964
Rule 1 Short Title, Commencement and Application
Rule 4 Employment of Near Relatives of Government Servants in Companies or Firms
Rule 5 Taking part in politics and elections
Rule 6 Joining of associations by government servants
Rule 7 Demonstration and strikes
Rule 8 Connection with press or other media
Rule 9 Criticism of government
Rule 10 Evidence before committee or any other authority
Rule 11 Unauthorised communication of information
Rule 14 Public demonstrations in honour of government servants
Rule 15 Private trade or employment
Rule 16 Investment, lending and borrowing
Rule 17 Insolvency and habitual indebtedness
Rule 18 Movable, immovable and valuable property
Rule 19 Vindication of acts and character of government servant
Rule 20 Canvassing of non-official or other outside influence
Rule 21 Restriction regarding marriage