What are the Definitions? What are Transactions in derivatives? Section 45U and 45V of Reserve Bank of India Act 1934
For the purposes of this Chapter,-
(a) "derivative" means an instrument, to be settled at a future date, whose value is derived from change in interest rate, foreign exchange rate, credit rating or credit index, price of securities (also called "underlying"), or a combination of more than one of them and includes interest rate swaps, forward rate agreements, foreign currency swaps, foreign currency-rupee swaps, foreign currency options, foreign currency-rupee options or such other instruments as may be specified by the Bank from time to time;
(b) "money market instruments" include call or notice money, term money, repo, reverse repo, certificate of deposit, commercial usance bill, commercial paper and such other debt instrument of original or initial maturity up to one year as the Bank may specify from time to time;
(c) "repo" means an instrument for borrowing funds by selling securities with an agreement to repurchase the securities on a mutually agreed future date at an agreed price which includes interest for the funds borrowed;
(d) "reverse repo" means an instrument for lending funds by purchasing securities with an agreement to resell the securities on a mutually agreed future date at an agreed price which includes interest for the funds lent;
(e) "securities" means securities of the Central Government or a State Government or such securities of a local authority as may be specified in this behalf by the Central Government and, for the purposes of "repo" or "reverse repo", include corporate bonds and debentures.
(1) Notwithstanding anything contained in the Securities Contracts (Regulation) Act, 1956 (42 of 1956) or any other law for the time being in force, transactions in such derivatives, as may be specified by the Bank from time to time, shall be valid, if at least one of the parties to the transaction is the Bank, a scheduled bank, or such other agency falling under the regulatory purview of the Bank under the Act, the Banking Regulation Act, 1949 (10 of 1949), the Foreign Exchange Management Act, 1999 (42 of 1999), or any other Act or instrument having the force of law, as may be specified by the Bank from time to time.
(2) Transactions in such derivatives, as had been specified by the Bank from time to time, shall be deemed always to have been valid, as if the provisions of sub-section (1) were in force at all material times.
Section 45NA - Deposits not to be solicited by unauthorised persons
Section 45 NB - Disclosure of information
Section 45 NC - Power of Bank to exempt
Section 45Q - Chapter IIIB to override other laws
Section 45QA - Power of Company Law Board to order repayment of deposit
Section 45QB - Nomination by depositors
CHAPTER IIIC PROHIBITION OF ACCEPTANCE OF DEPOSITS BY UNINCORPORATED BODIES
45S - Deposits not to be accepted in certain cases
Section 45T - Power to issue search warrants
CHAPTER IIID REGULATION OF TRANSACTIONS IN DERIVATIVES, MONEY MARKET INSTRUMENTS, SECURITIES, ETC.
Section 45V - Transactions in derivatives
Section 45W - Power to regulate transactions in derivatives, money market instruments, etc
Section 45X - Duty to comply with directions and furnish information
CHAPTER IIIE JOINT MECHANISM
CHAPTER IV GENERAL PROVISIONS
Section 46 - Contribution by Central Government to the Reserve Fund
Section 46C - National Industrial Credit (Long Term Operations) Fund
Section 46D - National Housing Credit (Long-Term Operations) Fund
Section 47 - Allocation of surplus profits
Section 48 - Exemption of Bank from income-tax and super-tax