What is Contribution to National Rural Credit (Long Term Operations) Fund and National Rural Credit (Stabilization) Fund? What is National Industrial Credit (Long Term Operations) Fund? Section 46A and 46C of Reserve Bank of India Act 1934
The Bank shall contribute every year such sums of money as it may consider necessary and feasible to do so, to the National Rural Credit (Long Term Operations) Fund and the National Rural Credit (Stabilization) Fund established and maintained by the National Bank under sections 42 and 43, respectively, of the National Bank for Agriculture and Rural Development Act, 1981
(1) The Bank shall establish and maintain a Fund to be known as the National Industrial Credit (Long Term Operations) Fund to which shall be credited-
(a) an initial sum of ten crores of rupees by the Bank,
(b) such further sums of money as the Bank may contribute every year :
Provided that the annual contribution during each of the five years commencing with the year ending on the 30th day of June, 1965 shall not be less than five crores of rupees :
Provided further that the Central Government may, if the circumstances so require, authorise the Bank to reduce the said sum of five crores of rupees in any year.
(2) The amount in the said fund shall be applied by the Bank only to the following objects, namely :-
(a)
(b)
(c) the making to the Exim Bank or the Reconstruction Bank or the Small Industries Bank, as the case may be, of loans and advances for the purposes of any business of the Exim Bank or the Reconstruction Bank or the Small Industries Bank, as the case may be ;
(d) the purchasing of bonds and debentures issued by the Exim Bank or the Reconstruction Bank or the Small Industries Bank, as the case may be.
Section 45NA - Deposits not to be solicited by unauthorised persons
Section 45 NB - Disclosure of information
Section 45 NC - Power of Bank to exempt
Section 45Q - Chapter IIIB to override other laws
Section 45QA - Power of Company Law Board to order repayment of deposit
Section 45QB - Nomination by depositors
CHAPTER IIIC PROHIBITION OF ACCEPTANCE OF DEPOSITS BY UNINCORPORATED BODIES
45S - Deposits not to be accepted in certain cases
Section 45T - Power to issue search warrants
CHAPTER IIID REGULATION OF TRANSACTIONS IN DERIVATIVES, MONEY MARKET INSTRUMENTS, SECURITIES, ETC.
Section 45V - Transactions in derivatives
Section 45W - Power to regulate transactions in derivatives, money market instruments, etc
Section 45X - Duty to comply with directions and furnish information
CHAPTER IIIE JOINT MECHANISM
CHAPTER IV GENERAL PROVISIONS
Section 46 - Contribution by Central Government to the Reserve Fund
Section 46C - National Industrial Credit (Long Term Operations) Fund
Section 46D - National Housing Credit (Long-Term Operations) Fund
Section 47 - Allocation of surplus profits
Section 48 - Exemption of Bank from income-tax and super-tax