National Common Mobility Card (One Nation One Card)

National Common Mobility Card (NCMC) was launched on 4 March 2019. One Nation One Card will enable people to pay multiple kinds of transport charges including metro services and toll tax across the country. The 1st phase of Ahmedabad metro train service was launched by the Prime Minister.

 

Advantages of NCMC Ecosystem

NCMC fulfils the dream of One Nation One Card (ONOC). Now, people may carry only one card i.e. an NCMC card which is a regular debit/credit card equipped with an additional wallet functionality. This card can be used for all purposes like cash withdrawal, retail shopping and the wallet function can be used for low value payments like Metros, BRT etc. across various cities.

NCMC ecosystem also greatly benefits the transit operators as it reduces their dependency on foreign technology, leading to reduced installation and maintenance cost of AFC System and reduced import bill due to local development and manufacturing.

NCMC ecosystem will also facilitate large scale indigenous production and deployment in Indian transit system and benefit the nation through greater job generation and self-reliance.



NCMC - Field Trials at Delhi Metro Rail Corporation (DMRC)

In order to showcase the entire NCMC Eco-system for digital fare collection, the complete AFC system has been deployed in Delhi Metro Rail Corporation (DMRC) across few stations for field trials. The pilot implementation at DMRC was inaugurated by MoHUA on Jan 31st, 2019 and has been running successfully since then. This pilot will help to improve hardware reliability and will help in fine tuning of the software. Under this pilot, NCMC cards have been issued by multiple banks to the selected users for use in their daily commute on the metro trains.

 

One Nation One Card would be an inter-operable transport card which would allow the card holders to pay for their bus travel, toll taxes, parking charges, retail shopping and can even withdraw money. After inaugurating the 6.5 km stretch of phase I of Ahmedabad Metro, connecting Vastral to Apparel Park Area, PM has also taken a ride on the metro.

This "Made In India" developed NCMC is a one-of-its-kind card and the country now no longer have to rely on foreign technology. Only a few selected countries have this technology of performing inter country operations.

 

One Nation One Card by Prime Minister Narendra Modi

One Nation One Card runs on RuPay Card and this would eliminate all the travel related problems of citizens. Sometimes, people does not have the change to pay in cash while making travel in metro, bus, train or for toll and parking. To overcome this issue, an automatic fare collection system was introduced. India used to import this One Nation One Card system from foreign countries. As these systems were made by different players, a card issued in 1 city does not works in another city. Thus, govt. has asked various ministries, departments and banks to resolve this issue. Now the dream of One Nation One Card has finally been realized.

 

National Common Mobility Card (NCMC)

People can even withdraw money using this National Common Mobility Card (NCMC). People can utilize this RuPay card to travel in metros in any part of the country. In simple terms, the central govt. has merged RuPay card with the mobility card. As per the official sources, NCMC cards are bank issued cards on debit / credit / pre-paid card product platform.

Any customer can utilize this One Nation One Card to make payments across all segments which includes metro, bus, suburban railways, toll, parking, smart city and retail shopping. This NCMC card will have stored value on card which will also support offline transactions across all travel needs with min. financial risks to all the involved stake-holders. Moreover, this card will also comprise of a service area feature which supports operator specific applications like monthly passes, season tickets etc.

 

Press Release dated 1st July 2019 regarding National Common Mobility Card

The National Common Mobility Card (NCMC) has been launched in India with the tagline of 'One Nation One Card' on March 04, 2019.

The High level Committee on Deepening of Digital Payments (CDDP) under chairmanship of Shri Nandan Nilekani has, inter-alia, also recommended that NCMC cards be usable at all transit locations. All new metro, and transit payments should be made interoperable through NCMC.

The NCMC card has 2 instruments on it - a regular debit card which can be used at an ATM, and a local wallet (stored value account), which can be used for contactless payments, without the need to go back to the server or additional authentication. It is envisioned that a single card will be usable for all local travel needs across the country.


As apprised by Reserve Bank of India (RBI), the Committee has submitted its report to RBI and is available on the RBI website.

As apprised by Ministry of Housing and Urban Affairs (MoHUA), the National Common Mobility Card is an open loop card, which can be used for all local travel needs in the country. This is aimed at low value payments for various segments e.g. Transit, Smart cities, Toll, Parking and other low value merchant payments, in addition to the normal day to day retail payments. The vision behind the introduction of this card is to have interoperability, based on open standards.

MoHUA has further informed that there is provision of storing money on the card, which can be used for contactless payments across various use cases like toll transit, parking etc. The wallet where money is stored is referred as Global/Card wallet. Also, any refund pertaining to the transactions done using global/card wallet will be credited in the replica of the wallet maintained at bank''s end, which further can be added to Global/Card Wallet by the customer.

This was stated by Smt. Nirmala Sitharaman, Union Minister of Finance & Corporate Affairs in a written reply to a question in Lok Sabha today.