Kerala CMDRF Donation & Income-Tax Guide

Kerala Chief Minister's Distress Relief Fund: PAN, Donation, Tax Deduction and Bank Details

Kerala Chief Minister's Distress Relief Fund (CMDRF) provides immediate financial assistance to families and individuals affected by natural calamities, accidents, major illnesses and other serious distress. The fund is supported by voluntary public contributions and is administered by the Government of Kerala.

Income-tax deduction for Kerala CMDRF donations

Section 133 of the Income-tax Act, 2025 is the current provision dealing with deductions in respect of donations to specified funds and charitable institutions. A qualifying Chief Minister's Relief Fund falls within the category for which the whole qualifying donation is deductible when the statutory requirements are satisfied.

For earlier years governed by the Income-tax Act, 1961, donations to the Kerala Chief Minister's Distress Relief Fund were eligible for 100% deduction under section 80G. Kerala Government's official CMDRF material also identifies the fund as eligible for 100% tax deduction under the earlier section 80G framework.

Cash donation limit

Under section 133, a donation exceeding ₹2,000 must be made by a mode other than cash for the deduction to be available. For larger donations, use an eligible electronic, banking or other traceable non-cash method and retain proof of payment.

Kerala CMDRF PAN, address and contact details

Official Kerala CMDRF bank account and UPI details

The Government of Kerala's current CMDRF portal publishes several authorised bank accounts. The two primary State Bank of India accounts shown on the portal are:

State Bank of India - CMDRF Account No. 01

State Bank of India - CMDRF Account No. 02

The official portal also publishes authorised CMDRF accounts with Kerala State Co-operative Bank, Canara Bank, Federal Bank, HDFC Bank, Dhanlaxmi Bank, CSB Bank, South Indian Bank, Union Bank of India, ICICI Bank, Kotak Mahindra Bank, Axis Bank, IDBI Bank, Bank of Baroda, Standard Chartered Bank, Punjab National Bank, Indian Overseas Bank, Kerala Gramin Bank, IndusInd Bank, Central Bank of India, Indian Bank, UCO Bank, Bank of India, Yes Bank, Bank of Maharashtra and the Treasury Savings Bank. Use the official CMDRF portal for the latest account particulars.

What is the Kerala Chief Minister's Distress Relief Fund?

CMDRF provides emergency financial assistance to people affected by natural calamities, accidents and major illnesses. The fund is supported by voluntary donations from the public and is designed to provide timely assistance to people in serious distress.

The Government of Kerala states that the fund is operated by the senior Finance Department authority and administered through the Revenue (Disaster Relief Fund) Department. The current CMDRF platform is electronic and is intended to improve transparency and accountability in the receipt and disbursement of contributions.

How to donate to Kerala CMDRF

The easiest current method is the Government of Kerala's online CMDRF donation portal, which accepts contributions from individuals, institutions and groups. Donors may also transfer money to an authorised CMDRF bank account or use a published UPI/VPA.

Cheques or demand drafts may be addressed to the appropriate CMDRF authority as directed by the Government of Kerala. For postal or physical remittance, verify the current instructions on the official portal before sending payment.

How to claim an eligible CMDRF donation in the income-tax return

Retain the official donation receipt or acknowledgement and the corresponding bank, UPI or other payment evidence. Enter the contribution in the applicable donation deduction schedule of the income-tax return for the relevant tax year.

• Use the donee name exactly as shown on the official receipt.
• Use PAN AAAGD0584M where the current return utility requires the fund's PAN and your official receipt supports it.
• Enter the actual amount paid and the correct payment mode.
• Select the category applicable to the qualifying Chief Minister's Relief Fund for the relevant tax year.
• For donations above ₹2,000, use an eligible non-cash method when claiming deduction under section 133.
• Retain the donation receipt, transaction reference and bank/UPI evidence for verification.

Official government resources

• Kerala CMDRF - official donation portal
• Kerala CMDRF - transparency and administration
• Income Tax Department - official portal
• Income Tax e-Filing Portal

External government links are provided only as article references and verification resources. They are not displayed as main navigation menu items.

Frequently asked questions

What is the PAN of Kerala CMDRF?

The official Government of Kerala CMDRF material states the PAN as AAAGD0584M.

Is Kerala CMDRF eligible for 100% donation deduction?

A qualifying Chief Minister's Relief Fund is within the category for which the whole qualifying donation may be deducted under section 133, subject to the statutory conditions. For earlier years, Kerala Government material described CMDRF contributions as eligible for 100% deduction under section 80G.

Is section 80G still the current provision?

For Tax Year 2026-27 onwards, section 133 of the Income-tax Act, 2025 is the relevant provision. Section 80G remains relevant for earlier years governed by the Income-tax Act, 1961.

Can I donate through UPI?

Yes. The current official CMDRF portal publishes UPI/VPA options, including cmdrfkerala@sbi and kerala.cmdrf@sbi for the two SBI accounts shown above.

Are cash donations deductible?

A donation exceeding ₹2,000 does not qualify for deduction under section 133 when paid in cash. Use an eligible non-cash payment mode for a larger donation.